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Saturday, April 28, 2012
Google Glasses Make Their First TV Appearance on Charlie Rose [Video]
Tuesday, April 24, 2012
Do Premium Finance Loans Resemble Those From Banks?
While you may be familiar with the concept of premium financing, oftentimes the question comes up as to whether the loans that are provided by premium financing companies are similar to those that are offered by banks. The answer is that yes, in many cases they are. Although, there are various aspects where they also are not.
Premium financing entails the lending of funds to an individual or a company that is in need of liquidity to pay the premium on a large insurance policy. As you are likely familiar, these loans are typically provided by third party finance organizations referred to as a premium finance company or specialist.
There can be many similarities between the loans that are provided by banks and those that are offered by premium finance companies. In fact, like banks, premium finance loans typically mirror the funding and the services that are offered by banks in many areas, such as:
- Real time quoting
- Ability to obtain account information via the internet
- Multiple payment options
- Customized payment plans
When working with a premium financing company, application paperwork will be required from your client, as well as a down payment in most cases. Then, once the loan is funded, the premium financing specialist organization will typically provide additional services such as making the client?s insurance premium payment to the insurer and subsequently billing the client for the loan repayments that are due.
While many bank loans are for items such as homes and cars, premium finance loans are specifically ?for the purpose of funding a large amount of insurance coverage. Therefore, these agreements will typically set forth that the loan collateral will be the insurance proceeds (or a portion of such proceeds).
Partnering with a premium financing company can help to ensure that you and your clients are getting good advice from an industry expert. These specialist organizations will put together the official premium finance agreement and will usually also be the actual lender of the borrowed funds.
Both banks and premium financing companies must abide by certain industry and state specific rules and regulations as they relate to lending. This can include complying with certain maximum interest rate and service charge amounts. In addition, certain types of industry licensure are also typically required for the professionals in both of these fields.
While banks are in the business of providing loans to their customers, it is best to work with a premium finance company when in need of funding for insurance policy premiums. This way, you will be working with professionals in that specific area who have focused knowledge of how these types of loans work as well as in how to best service this type of funding arrangement.
Top Premium Finance Providers
Although the premium financing niche is still relatively new and unknown to many, there are a number of top companies that are active in the industry ? and a number of these firms possess several decades of experience in the field.
To find your next premium financing partner, contact any the companies that are listed below. These firms can provide you with the guidance that you need, even for those hard to place deals. Help can typically be found via phone and online chat, and quotes can usually be obtained by submitting a no obligation application directly on the companies? websites.
Capital Premium Financing, Inc.
Capital Premium Financing, Inc. provides life insurance premium financing solutions for a number of different types of commercial insurance policies. It is considered to be a top rated premium finance company in the industry and its reputation makes that clear.
Established in 1988, the company has well over two decades of experience in the specific area of providing necessary cash to fund high face amount insurance plans. Recognized as a leader in the field, Capital Premium Finance can offer you the support you need to get your premium financing deals done right. For more information visit:
Capital Premium Financing, Inc.
12235 South 800 East
Draper, UT 84020
Or
2931 Kerry Forest Pkwy #103
Tallahassee, FL 32309
Customer Service / Operations: (801) 571-0775 / Toll-free: (800) 767-0705
Agency Relations / Quotes by Phone: (877) 730-1906
info@capitalpremium.net? / agencyrelations@capitalpremium.net
www.CapitalPremium.net / www.capitalpremiumfinance.com
?
Premium Financing Specialists, Inc.
Premium Financing Specialists, Inc., now known as Imperial PFS, offers a number of services to clients and potential borrowers. IPFS was created via the combination of both Premium Financing Specialists, Inc. and Imperial Credit Corporation, two of the strongest premium finance companies in the premium financing industry.
The firm is able to successfully provide online quoting directly from its website as well as allow access to account information, electronic signatures, and payment option ? all conveniently available on the company?s site.
In the specific premium finance arena, Premium Financing Specialists, Inc. provides direct access to premium finance loans in addition to premium finance agreements via insurance companies and agencies, as well as through general agents, for the purpose of financing commercial property and casualty insurance premium loans.
For more information on Premium Financing Specialists, Inc., go to:
Premium Financing Specialists, Inc.
Headquarters
8245 Nieman Road
Suite 100
Lenexa, KS 66214
(816) 627-0500
Arizona Premium Finance Company
Arizona Premium Finance Company specializes in financing the premiums for a wide variety of insurance policy types. Through the firm?s website, you can send an instant information request in order to obtain policy quotes as well as additional details on how to partner with the firm in getting your clients the funds that they need. For more information, visit:
Arizona Premium Finance Company
12406 N. 32nd Street
Suite 110
Phoenix, AZ 85032
Toll-free: (800) 873-2732
adminept@apfcinc.com
http://www.apfcinc.com
First Insurance Funding Corp.
First Insurance Funding Corp. is one of the largest independent insurance premium companies in the United States. The company specializes in putting together customized premium loan packages that are uniquely based upon the specific needs of each client. Even those hard to place cases may find the ideal solution with First Insurance Funding. For additional details, go to:
First Insurance Funding Corp.
P.O. Box 66468
Chicago, IL 60666-0468
Toll-free: (800) 837-3707
http://www.firstinsurancefunding.com
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Sunday, April 22, 2012
If Financing is Marriage, is M&A Death?
Not a week goes by where I don?t get an email that goes like this: ?I wanted to reconnect, as I've recently left [the company that bought my startup]. ?Long story, but suffice it to say their executives and I did not share the same vision for the future.? Let?s face it, although there have been some smashing successes, more often than not, Mergers & Acquisitions fail.? If you didn?t know any better, you?d think that selling your company amounted to a kiss of death, when it ought to be closer to a rebirth and the start of something? better.? Indeed, while raising money from investors feels like marriage, M&A sure feels like death.jack del rio heaven is for real chapter 11 bankruptcy chapter 11 bankruptcy big ten acc challenge 2011 john wayne gacy amr
Ticl Her Fancy With Romantic Gift Service Ticlr
When you ask someone on a date, maybe you are a gentleman that likes to offer some flowers to make it official. This is where Ticlr, a startup showcased at DEMO Spring 2012, comes into play. You can send a date idea for a nice dinner at a French restaurant with yes/no answer options. If the recipient agrees, some flowers will be sent to his or her home. This is called "tickling" and can be used in many different scenarios. Ticlr is creating another way to send gifts that claims to be easier, less stressful and more creative. Gifts can be both personal gestures (I'll cook a nice romantic dinner) and paid gifts such as gift cards, a donation to a charity or an object from one of its partners. It fosters spontaneous gift-giving because of the inexpensive personal gesture option ? a new take on gift coupons ? and the motivational aspect of conditional gifts.ali fedotowsky krill oil krill oil black friday 2011 rhodium uppity uppity
Exploring Utilitarian Cell Phone Accessories - Genecast.com
Considering the importance of cell phones in making communication easier and providing features that add so much convenience to our day to day activities, there is certainly a need to maintain them in good working condition. One way of doing this is by investing in cell phone accessories.
These devices are divided into two i.e. utilitarian and fashion categories but most people, and especially those whose mobile phones are crucial in earning their bread and butter, are only interested in the utilitarian cell accessories. Further, for every type of cell phone accessory there is a handful of designs, styles, and materials used for it. This definitely makes it rather difficult for any shopper to make a choice from an array of wireless phone accessories that he or she may need, and as such people are encouraged to shop for these items online because here they can easily compare the different varieties available, their prices, materials used, and so forth.
Some of the most sought after utilitarian cell phone accessories are the headsets, and the Bluetooth type to be more specific. This device is suitable for people who are always on the move or who always have their hands full while in the office. The convenience that these cell accessories offer when driving cannot be overemphasized. Bluetooth headsets are preferred because of their integrated technology which allows them to filter out external noise and thus channel the user?s voice with better clarity. These wireless phone accessories can also be used as headphones (although mono channeled) to listen to music that is stored in your phone or its radio when traveling.
Wall and car chargers also join the list of practical cell accessories and these are also targeted at people who are always on the move. There is nothing quite more demoralizing than having your car break down in the middle of nowhere and then your phone dies on you. It is prudent to always have a second mobile charger in your briefcase or handbag as this will save you the inconvenience of having to remember to carry the main one from home to work every day.
Car mobile chargers are mainly the types that operate courtesy of a car?s cigarette lighter. The car mobile charger ??cell phone accessories?? can also come in the form of dash mount holders, and which will ensure that you will see the phone ringing unlike when it is in your pocket. There are also dash mount holders that feature a speaker phone function thus allowing you to converse without taking your hands off the steering wheel.
Data cables are also very crucial cell phone accessories. They make it easy to transfer software, phonebooks and pictures among other files to and from your phone.
Much cannot be said about cell accessories without mentioning cell phone cases, and especially considering modern cell-phones whose touch screens we need to protect. Other than protection these accessory also provide much convenience in carrying these phones. The materials which are used to make wireless phone cases include plastic and leather, but many prefer the latter because these cases look quite fashionable.
For more information about cell phone accessories visit our site www.cell-stuff.net
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Friday, April 20, 2012
NVIDIA projects mobile SoC GPU performance to surpass Xbox 360 by 2014
Granted, we hope to see a new Xbox before 2014, but if NVIDIA has its way, mobile devices will have enough graphical prowess to surpass the current generation of gaming consoles by that time. The company brought the smackdown today with a chart that combines both historical and projected data, and while we don't recall NVIDIA exiting the desktop market in 2010, it reinforces the idea that smartphones and tablets of the future may stand as thoroughly enviable gaming devices -- provided that developers are willing to create enough visuals to make these things sing.
NVIDIA projects mobile SoC GPU performance to surpass Xbox 360 by 2014 originally appeared on Engadget on Fri, 20 Apr 2012 06:04:00 EDT. Please see our terms for use of feeds.
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